Artea Balanced 47+
period
Main data
| Start of activity 2007-09-24 |
Managed by Artea Asset Management |
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| Latest data | Date |
Unit value |
Net assets |
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| Change in value | Day's |
Month's |
Three months' |
Year's |
The investment objective of the fund is to achieve above-average returns by taking moderate risks. The fund’s investments are split evenly between corporate shares and related investments and bonds issued or guaranteed by governments, central banks, bank deposits or corporate bonds. We recommend this fund for middle-aged people (aged 47-58). Composition: 50 percent shares, 50 percent bonds (the fund rules stipulate that the fund can invest up to 70 percent of its assets in equities).
Pension fund information document
Pension fund rules
Key Investor Information Document
The reports are available here.
The reviews are available čia.
Sustainability-related information can be found here.
Pre-contractual information on sustainability can be found here.
Read about the risks associated with pension fund investments here.
The weights of the composite benchmark have been chosen to reflect as closely as possible the investment strategy (types, proportions) set out in the fund’s rules and the fund’s strategic investment allocation.
Read more about the benchmark or its constituent indices here.
Since 30/11/2023
- 10 % Bloomberg Barclays Series-E Euro Govt 5-7 Yr Bond Index (BERPG3 Index)+
- 10 % Bloomberg Barclays EuroAgg Corporate 5-7 Yr Total Return Index (LEC5TREU Index)+
- 10 % Bloomberg Pan Euro EM: Europe Total Return Index Unhedged EUR (I04339EU Index)+
- 10 % Bloomberg Pan-European High Yield (Euro) TR Index (I02501EU Index)+
- 10 % Bloomberg EM USD Aggregate: Sovereign Total Return Index Hedged EUR (H12875EU Index)+
- 3 % European Central Bank ESTR OIS Index (OISESTR Index)+
- 41 % MSCI World IMI Net Total Return USD Index (converted to EUR) (M1WOIM Index)+
- 6 % MSCI Emerging Markets ex China Net Total Return USD Index (converted to EUR) (M1CXBRV Index)
Since 03/03/2022
- 10 % Bloomberg Barclays Series-E Euro Govt 7-10 Yr Bond Index (BERPG4 Index)
- 10 % ECPI Ethical EURO Corporate Bond Index (ECAPECB Index)
- 10 % J.P. Morgan Euro Emerging Markets Bond Index (EMBI) Global Diversified Europe (JPEFEUR Index)
- 10 % Bloomberg Pan-European High Yield (Euro) TR Index (I02501EU Index)
- 10 % J.P. Morgan Emerging Markets Bond Index (EMBI) Global Hedged Euro Index (JPEIGHEU Index)
- 3 % European Central Bank ESTR OIS Index (OISESTR Index)
- 43 % MSCI ACWI IMI Net Total Return USD Index (MIMUAWON Index) (converted to EUR)
- 4 % MSCI Emerging Markets Net Total Return USD Index (M1EF Index) (converted to EUR)
Since 01/03/2021
- 10 % Bloomberg Barclays Series-E Euro Govt 7-10 Yr Bond Index (BERPG4 Index)
- 10 % ECPI Ethical EURO Corporate Bond Index (ECAPECB Index)
- 10 % J.P. Morgan Euro Emerging Markets Bond Index (EMBI) Global Diversified Europe (JPEFEUR Index)
- 10 % J.P. Morgan Corporate Emerging Markets Bond Index (CEMBI) Broad Europe Index (JCBBEURO Index), hedged using the Bloomberg USDEUR 6 month Hedging Cost Index (FXHCUE6M Index)
- 10 % J.P. Morgan Emerging Markets Bond Index (EMBI) Global Hedged Euro Index (JPEIGHEU Index)
- 3 % European Central Bank ESTR OIS Index (OISESTR Index)
- 43 % MSCI ACWI IMI Net Total Return USD Index (MIMUAWON Index) (converted to EUR)
- 4 % MSCI Emerging Markets Net Total Return USD Index (M1EF Index) (converted to EUR)
Since 15/01/2020
- 10 % Bloomberg Barclays Series-E Euro Govt 7-10 Yr Bond Index (BERPG4 Index)
- 10 % ECPI Ethical EURO Corporate Bond Index (ECAPECB Index)
- 10 % J.P. Morgan Euro Emerging Markets Bond Index (EMBI) Global Diversified Europe (JPEFEUR Index)
- 10 % J.P. Morgan Corporate Emerging Markets Bond Index (CEMBI) Broad Europe Index (JCBBEURO Index), hedged using the Bloomberg USDEUR 6 month Hedging Cost Index (FXHCUE6M Index)
- 10 % J.P. Morgan Emerging Markets Bond Index (EMBI) Global Hedged Euro Index (JPEIGHEU Index)
- 3 % EONIA Total Return Index (DBDCONIA Index)
- 43 % MSCI ACWI IMI Net Total Return USD Index (MIMUAWON Index) (converted to EUR)
- 4 % MSCI Emerging Markets Net Total Return USD Index (M1EF Index) (converted to EUR)
Since 31/07/2018
- 10 % Bloomberg Barclays Series-E Euro Govt 7-10 Yr Bond Index (BERPG4 Index)
- 10 % ECPI Ethical EURO Corporate Bond Index (ECAPECB Index)
- 10 % J.P. Morgan Euro Emerging Markets Bond Index (EMBI) Global Diversified Europe (JPEFEUR Index)
- 10 % J.P. Morgan Corporate Emerging Markets Bond Index (CEMBI) Broad Europe Index (JCBBEURO Index)
- 10 % J.P. Morgan Emerging Markets Bond Index (EMBI) Global Hedged Euro Index (JPEIGHEU Index)
- 3 % EONIA Total Return Index (DBDCONIA Index)
- 43 % MSCI ACWI IMI Net Total Return USD Index (MIMUAWON Index) (converted to EUR)
- 4 % MSCI Emerging Markets Net Total Return USD Index (M1EF Index) (converted to EUR)
Since 01/06/2017
- 10 % Bloomberg Barclays Series-E Euro Govt 7-10 Yr Bond Index
- 10 % Ethical Euro Corporate Bond Index
- 10 % JP Morgan Euro Emerging Markets Bond Index Diversified Europe
- 10 % JP Morgan Corporate Emerging Markets Bond Index Broad Europe
- 10 % JP Morgan Emerging Markets Bond Index Global Hedged EUR
- 3 % Euro Cash Indices Libor Total Return 1 Month Index
- 43 % MSCI AC World Index IMI USD Net (converted to euros)
- 4 % MSCI Emerging Markets Net Return USD Index (converted to euros)
Since 02/11/2016
- 10 % Bloomberg/EFFAS Bond Indices Euro Government 7–10 year TR
- 10 % Ethical Euro Corporate Bond Index
- 10 % JP Morgan Euro Emerging Markets Bond Index Diversified Europe
- 10 % JP Morgan Corporate Emerging Markets Bond Index Broad Europe
- 10 % JP Morgan Emerging Markets Bond Index Global Hedged EUR
- 3 % Euro Cash Indices Libor Total Return 1 Month Index
- 43 % MSCI AC World Index IMI USD Net (converted to euros)
- 4 % MSCI Emerging Markets Net Return USD Index (converted to euros)
Since 02/09/2015
- 10 % Bloomberg/EFFAS Bond Indices Euro Government 7–10 year TR
- 10 % Ethical Euro Corporate Bond Index
- 10 % JP Morgan Euro Emerging Markets Bond Index Diversified Europe
- 10 % JP Morgan Corporate Emerging Markets Bond Index Broad Europe
- 10 % JP Morgan Emerging Markets Bond Plus EMBI+ Composite USD
- 3 % Euro Cash Indices Libor Total Return 1 Month Index
- 43 % MSCI AC World Index IMI USD Net (converted to euros)
- 4 % MSCI Emerging Markets Net Return USD Index (converted to euros)
Since 01/01/2015
- 45 % ECPI Ethical Global Bond Composite Index EUR Hedged
- 55 % MSCI AC World Index IMI USD Net (converted to euros)
Since 01/01/2013
- 50 % MSCI All Countries World Index
- 45 % Barclays Capital Euro Aggregate Bond Index
- 2,5 % Dow Jones-UBS Commodity Index TR
- 2,5 % HFRX Global Hedge Fund EUR Index
- Management fee – 0.80 percent
Calculated on an accrual basis each business day on the average annual net asset value of the fund. - Entry fee – 30 percent
Pension contributions paid during the first 12 months after becoming a Participant (in accordance with point 5 of the fund’s rules) are subject to a 30% entry fee, which may not exceed EUR 200 during this period, but will be deducted until the minimum amount of EUR 100 is reached. Entry fee does not apply to the Participant’s pension contribution made as a single payment of at least EUR 1,500, nor to any subsequent contributions. The fee also does not apply to amounts transferred directly from other pension funds; however, it applies to subsequent pension contributions paid by the Participant if the conditions for applying the entry fee are met. - Depositary fee – a fee for services provided by the depositary under the contract. Up to 0.15 percent of the average annual net asset value of the fund.
- Other costs – exchange, money transfer, brokerage, audit and other costs. Up to 0.3 percent of the average annual net asset value of the fund.
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Important to know
When you participate in 3rd pillar pension funds, you will have to pay the fees set out in the rules of the pension fund you choose. The funds accumulated in the pension fund are invested in accordance with the investment strategy set out in the pension fund rules. When you save in pension funds, you take on the investment and investment-related risks. The value of a unit in a pension fund can go up or down, and you may get back less than you invested. A pension fund’s past performance does not guarantee the same results and returns in the future. Past performance is not a reliable indicator of future performance. If you are seven years or less from retirement, we suggest you consider investing in a conservative pension fund (Artea Stable 58+).
Before making an investment decision, you should assess all the risks involved in the investment yourself or with the help of an investment adviser, and familiarise yourself with the pension fund rules, which form an integral part of the supplementary voluntary pension agreement.
Pension benefits may be paid at the choice of the participant in the fund in the following ways: in one lump sum (lump-sum pension benefit), in regular instalments (periodic pension benefit), by converting the fund units in your Pension Account into cash and paying them out in regular instalments, or by purchasing an annuity from a life insurance company providing life assurance.
All the information contained herein is of a promotional nature and may not be construed as a recommendation, offer or invitation to accumulate funds in pension funds managed by Artea Asset Management. The information provided cannot form the basis of any subsequent transaction. Although the content of this promotional information is based on sources believed to be reliable, Artea Asset Management assumes no liability for any inaccuracies or changes in this information or for any losses that may arise as a result of investing based on this information.