Less problems - take advantage of our offer and insure the car together with the lease.
Whatever car you are looking for, Artea Bank is ready to help. You can conclude a leasing agreement at favourable terms by visiting one of Artea Bank branches or through our partners.
Complete freedom of choice - after purchasing a car for up to 7,000 EUR, you may decide whether to insure it with CASCO.
Schedule payments with your residual value and enjoy lower monthly payments.
Why is it worth?
- Extensive network for concluding agreements (you can conclude a leasing agreement directly with Artea Bank car partner or in any customers service points of Artea Bank).
- Better leasing conditions are applied when purchasing from Artea Bank partners.
- The car can also be purchased from an individual.
- You have the option to purchase the car without a down payment.
- When concluding an autoleasing agreement, you may not insure CASKO.
What will be the monthly payment for the car?
Your monthly payment (EUR)
0 EUR / Month
Fill out the form
Attention! Borrowing money costs money.
The calculator results are preliminary. The exact financing terms are determined individually and depend on the assessment of the customer's creditworthiness.
Representative example of the total cost of car leasing
If you acquire a car with a value of EUR 25,000.00 through leasing and pay an initial contribution of EUR 2,500.00 from your own funds directly to the vehicle seller, the total consumer credit amount would be EUR 22,500.00, and the total amount payable by the consumer would be EUR 28,158.23. This amount is calculated including the leasing interest payable over the loan term (EUR 2,908.23), the administration fee (EUR 250.00), and assuming a lease term of 5 years, currency in euros, and a variable interest rate of 4.89% (2.49% margin plus 6-month EURIBOR).
The annual percentage rate of charge (APR) would be 5.49%, and the monthly instalment would be EUR 423.47.
The vehicle must be insured with compulsory motor third-party liability insurance and CASCO insurance at the consumer’s expense. CASCO insurance must be taken out with an insurance company acceptable to Artea (insurance costs are not included in the APR calculation).
We recommend carefully assessing your personal and/or family financial capabilities before taking on financial obligations. Failure to properly meet financial obligations may negatively affect your credit history and make borrowing more expensive. Artea will assess your creditworthiness and may make a negative decision regarding the granting of financing.
UADBB Aon Baltic, the insurance partner of Artea Bank, will provide all the necessary information on property insurance and assist in finding an insurance option that meets the needs of each client.
UADBB Aon Baltic will provide you:
- A property insurance offer that meets the requirements for leased property insurance.
- Multiple property insurance offers from various insurance companies in one place, for you to quickly and easily compare them and choose the most suitable one.
- Seamless and convenient conclusion of the insurance contract.
Please note that the property insurance contracts are administered and supervised with the Power of Attorney of Artea Bank and in the name of the bank by the insurance partner UADBB Aon Baltic in compliance with the bank's requirements.
If you have any questions or need advice, please contact us by tel. +370 5 273 2266 or email [email protected]
For more information, see:
You also might be interested in
Can't decide?
We can help
Fill out the application
Fill out the application and we will contact you.
Visit us
Register and visit your nearest bank branch.
You may also be
interested in
Consumer credit
Tailored to your needs – flexible, convenient, and clear financing solutions.
Mortgage Loan
Use credit funds to purchase, build or reconstruct a residential property and purchase a plot of land for housing construction.