Hire purchase

Receive the desired goods immediately and pay in instalments later. Borrow up to EUR 30,000 with a maturity of 3 months to 7 years.

Hire purchase
How to buy
on credit?
1
Select the desired item(s)

Select one or more items from the Artea Lizingas partner store.

2
Sign the application

You can fill out an application for hire purchase at a partner store or on a partner website.

3
Sign the agreement

Once we receive a loan approval, we will prepare an agreement for you.

PERKU 3 –
pay without extra charges

When you sign a 12-month financing agreement for goods or services, you can choose to pay for your purchases in 3 equal instalments with no additional charges or pay in 12 smaller instalments with interest and other fees.

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Why is it worth buying on credit
through Artea Lizingas?
Simple and fast

The number of documents required for a loan is minimal, and it takes just a few minutes to sign the agreement.

Simply in a store

You can conclude the agreement securely and quickly in partner stores or online, wherever you are.

Impeccable service

You will benefit from one of the most extensive payment collection networks in Lithuania, which will allow you to make your loan payments quickly and easily.

Flexible terms

You will decide on the most convenient day of the month to make your loan payments and pay the same amount every month.

What can I buy
on credit?

You can purchase the following goods and services on credit:

  • furniture;
  • video and audio equipment;
  • computer hardware;
  • household appliances;
  • sanitary ware;
  • construction materials;
  • travel services;
  • medical services;
  • beauty services.
Girl sticks her head out of a moving car window, eyes closed, enjoying the wind.

Artea Lizingas
partners

Big box logo Eastcon logo Bonauto logo Baldai1 logo Parkų technika logo Ginalas logo
Technorama logo Top shop logo Kilobaitas logo Skytech logo Ermitažas logo Husqvarna logo
Elesen logo Mobili prekyba logo Gintaro baldai logo Moki veži logo Magrės baldai logo Lietuvos paštas logo
Requirements for buying
on credit

To be eligible for a consumer loan, you must have been employed for at least four months without interruption, have no outstanding debts to third parties, be a citizen of the Republic of Lithuania or have a permanent residence permit in Lithuania, and be at least 18 years of age.

A person in a white shirt sitting at a table, holding a pen in one hand and glasses in the other, preparing to sign a document.
Frequently Asked Questions

Payments are credited on the day they are made, but we receive information about payments within 1 business day.

You can conveniently monitor your payments in your self-service account.

You can inquire about remaining loan payments by calling +370 610 44447 or access all the information in your self-service account.

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Mastercard Standard contactless credit card

This Mastercard Standard card offers a flexible credit limit ranging from EUR 390 to EUR 10,000 for your everyday needs, unexpected expenses, and convenient payments.

Car leasing

Car leasing

Favorable leasing terms for your new or pre-owned car.

Contact us

Call us

Free customer service line, available I-VII 8.00-20.00

Internet

Our consultants are ready to help you – write to us
[email protected]

Bank service locations

Learn more about direct help
Register for consultation