For example, if you borrow EUR 0, with a 0-month contract, the fixed annual interest rate is 0%, the monthly administration fee on the total amount of the credit is 0%, the arrangement fee is 0%, the total annual percentage rate of charge of the consumer credit is 0%, the total amount to be repaid is EUR 0, and the amount of the monthly instalment is EUR 0. You may also be offered alternative financing terms, depending on your creditworthiness and risk assessment.
How to refinance
loans?
Provide your details
Simply share your personal information and specify your desired loan amount and term.
Sign the application
By signing the application, you will confirm your identity and receive a response within 15 minutes.
Sign the agreement
Once the loan is approved, we will prepare your loan agreement, which you can sign conveniently online.
Wait for the transfer
After signing the agreement, the funds will be transferred directly to your account.
Refinance your loan
At Artea bankas, we understand your goals and respect your unique circumstances. Tailoring solutions to meet your needs is our priority.
Why is it worth refinancing your existing loans
with Artea lizingas?
Simple and fast loan process
We keep the process simple – only a minimal number of documents are required, and finalizing the agreement takes just a few minutes.
A loan without leaving home
You can sign your loan agreement quickly and securely online, no matter where you are located in Lithuania.
Excellent customer service
Enjoy access to one of the largest payment collection networks in the country, making it easy and convenient for you to make your monthly loan payments.
Flexible repayment terms
Choose the most convenient date of the month for your loan instalments and enjoy predictable payments – you'll pay the same fixed amount every month.
Refinance your loan
We understand your goals and respect your unique circumstances. Tailoring solutions to meet your needs is our priority.
Requirements for
loan refinancing
To qualify for refinancing, you must meet the following criteria: be employed continuously for at least 4 months; have no overdue debts to third parties; be a citizen of Lithuania or hold a permanent residence permit in Lithuania; be at least 18 years old.
Required documents
for download
You can download and complete the necessary forms below.
Frequently Asked Questions
- If the agreement is signed on a business day before 13:30: funds will be transferred on the same business day.
- If the agreement is signed on a business day after 13:30: funds will be available either the same day or by 15:00 the next business day.
- If the agreement is signed on a weekend or public holiday: on the next day by 15:00.
Please note that due to regulatory requirements and enhanced monitoring procedures, some transfers may take up to 2–5 business days, and in rare cases, even longer. These delays are beyond our control.
You can easily track your payment history in your self-service account.
You can check your remaining instalments by calling our customer service line at +370 610 44447, or you can view all relevant details directly in your self-service account.
Can’t decide?
We can help
Fill in the request form
Fill in the form and we will contact you.
Visit us
Register and visit your nearest bank branch.
Let’s talk
Toll-free customer service line, open Mon–Sun 8:00 am to 10:00 pm.