Why choose
accumulation deposit?
Easy and convenient
A convenient tool to accumulate savings in emergence of available funds or periodically.
Growing savings
Your savings are increased by your deposits as well as every month transferred interest into the deposit account.
Favourable saving period
Convenient deposit term – from 1 to 2 years.
Flexible partial withdrawal
If you need funds, you can withdraw part of your deposit without losing the interest you have earned.
Multiple top up options
The deposit account can be replenished free of charge, either in cash or non-cash, at a bank branch or via the internet bank.
Minimum initial amount
The minimum initial deposit and top-up amount is just EUR 1.
Interest rates
Valid since 2026-01-05
| Term | Yearly interest |
|---|---|
|
EUR, % |
|
|
from 1 year |
1.50 |
|
2 years |
1.50 |
- If the contract is terminated prior to maturity, subject to availability, funds are paid out immediately, but no later than within 14 calendar days.
- Accrued interest will be paid out.
- The deposit is not considered to be prematurely terminated, if you contact the bank within 7 calendar days of the contract extension.
Key terms
Minimum initial deposit and top up amount is 1 euro.
The term of the deposit agreement is between 12 and 24 months (from 360 to 731 days).
You can top up your deposit until the penultimate day of the deposit term via internet bank or in bank branches in two ways:
- by single deposit;
- by selecting recurring payments.
Annual interest rate:
- is calculated from the first to the penultimate day of the deposit period for each day’s actual deposit balance;
- is paid monthly by transferring it into the deposit account on the last day of each month.
At entering into a deposit contract, you can immediately select the automatic extension of the contract for the same period by selecting one of the following ways: an extension:
- by accumulated deposit amount;
- by specified amount of money (in advance by going to the bank).
If funds are needed, the deposit can be terminated.
In case of termination, the interest accrued up to the date of termination of the deposit shall be paid to the customer.
Sign the contract
now!
New client?
Become a customer and sign a deposit agreement.
Are you an Artea Bank customer?
Log in to internet bank and make a deposit.
Any questions?
Fill out the form and we will contact you.
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The information contained herein is only a presentation marketing message. It cannot be regarded as an offer to use the presented savings and investment instruments. You are responsible for the decisions you make, so before making, read the detailed information about the risk of selected measures.
Please note that investing involves certain risks, so before making an investment decision, you have to take into account that in certain circumstances, which are independent of Artea Bankas AB will and action, the value of your investment can drop. Artea Bankas AB is not responsible for your decisions taken on the basis of the information contained herein.