For example, if you borrow EUR 0, with a 0-month contract, the fixed annual interest rate is 0%, the monthly administration fee on the total amount of the credit is 0%, the arrangement fee is 0%, the total annual percentage rate of charge of the consumer credit is 0%, the total amount to be repaid is EUR 0, and the amount of the monthly instalment is EUR 0. You may also be offered alternative financing terms, depending on your creditworthiness and risk assessment.
consumer credit?
All you need to do is provide your personal details, requested credit amount and term.
Confirm your identity by signing the application form and receive a decision within 15 minutes.
Following a favourable credit decision, a contract will be prepared for your signature online.
After signing the contract, we will transfer the credit to your account.
We understand your goals and take your individual circumstances into account. Adapting to your needs is our commitment.
Artea Leasing?
The number of documents required for consumer credit is minimal, and it takes only a few minutes to conclude the contract.
You can sign the contract quickly and securely online, wherever you are.
You will benefit from access to one of the most extensive payment networks in Lithuania, allowing you to make your consumer credit instalments easily and promptly.
You will choose the most convenient day of the month to pay your consumer credit instalments, which remain the same each month.
We understand your goals and take your individual circumstances into account. Adapting to your needs is our commitment.
consumer credit:
- you must have at least 4 months of continuous employment;
- no overdue debts to third parties;
- be a citizen of the Republic of Lithuania or hold a permanent residence permit;
- be at least 18 years old.
Required documents
for download
You can download and complete the necessary forms below.
- A consumer loan is usually intended for larger, planned purchases or expenses, while a quick loan is intended for urgent and unexpected expenses.
- The amount of a consumer loan is usually higher than that of a quick loan.
- Consumer loans are issued for a longer period (from several months to several years) than quick loans.
- Interest rates on consumer loans are usually lower than those on quick loans.
- To obtain a consumer loan, solvency is assessed more strictly than for a quick loan.
The decision on the loan is usually made within 1 business day of submitting all the necessary documents.
- If the contract is concluded before 1:30 pm on a working day, the funds will be transferred on the same working day.
- If the contract is concluded after 1:30 pm on a working day, the funds will be transferred on the same working day or by 3:00 p.m. the next day.
- If the contract is concluded over the weekend or on a public holiday, the funds will be transferred by 3 pm on the next working day.
Please note that in some cases, due to sanctions and increased bank monitoring, payment orders may take up to 2–5 working days to be processed for reasons beyond our control (or even longer in exceptional cases).
You can conveniently monitor your payments in your self-service account.
You can inquire about outstanding payments by calling +370 610 44447 or by logging into the self-service portal, going to the "My Contracts" section, and clicking "View" next to the desired contract. In the window that opens, you will find the field "Amount payable upon termination of the contract today," which contains information about the balance.
Can’t decide?
We can help
Fill out the application
Fill out the application and we will assess the possibility of granting you a loan.
Fill out the inquiry form
Fill out the form and we will contact you.
Visit us
Register and visit your nearest bank branch.
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