Consumer credit –
to achieve your goals!
Got plans? Now is the perfect time to bring them to life. Get consumer credit at even better rates and with no arrangement fee. The offer is valid until 30 June 2025.
For example, if you borrow EUR 0, with a 0-month contract, the fixed annual interest rate is 0%, the monthly administration fee on the total amount of the credit is 0%, the arrangement fee is 0%, the total annual percentage rate of charge of the consumer credit is 0%, the total amount to be repaid is EUR 0, and the amount of the monthly instalment is EUR 0. You may also be offered alternative financing terms, depending on your creditworthiness and risk assessment.
consumer credit?
All you need to do is provide your personal details, requested credit amount and term.
Confirm your identity by signing the application form and receive a decision within 15 minutes.
Following a favourable credit decision, a contract will be prepared for your signature online.
After signing the contract, we will transfer the credit to your account.
We understand your goals and take your individual circumstances into account. Adapting to your needs is our commitment.
at Artea Bank branches
Getting credit from Artea Lizingas is even easier. For your convenience, our credit services are also available at all 52 Artea Bank branches across Lithuania.
The credit amount obtained at Artea Bank branches will be transferred directly to your bank account.
Artea Leasing?
The number of documents required is minimal, and it takes only a few minutes to conclude the contract.
You can sign the contract quickly and securely online, wherever you are.
You will benefit from access to one of the most extensive payment networks in Lithuania, allowing you to make your credit instalments easily and promptly.
You will choose the most convenient day of the month to pay your credit instalments, which remain the same each month.
We understand your goals and take your individual circumstances into account. Adapting to your needs is our commitment.
consumer credit
To be eligible for consumer credit, you must have at least 4 months of continuous employment, no overdue debts to third parties, be a citizen of the Republic of Lithuania or hold a permanent residence permit, and be at least 18 years old.
Required documents
for download
You can download and complete the necessary forms below.
- If the contract is concluded before 1:30 pm on a working day, the funds will be transferred on the same working day.
- If the contract is concluded after 1:30 pm on a working day, the funds will be transferred on the same working day or by 3:00 p.m. the next day.
- If the contract is concluded over the weekend or on a public holiday, the funds will be transferred by 3 pm on the next working day.
Please note that in some cases, due to sanctions and increased bank monitoring, payment orders may take up to 2–5 working days to be processed for reasons beyond our control (or even longer in exceptional cases).
You can conveniently monitor your payments in your self-service account.
You can enquire about outstanding instalments by calling +370 610 44447 or get all the information in your self-service account.
Can’t decide?
We can help
Fill in the request form
Fill in the form and we will contact you.
Visit us
Register and visit your nearest bank branch.
Let’s talk
Toll-free customer service line, open Mon–Sun 8:00 am to 10:00 pm.