Credit cards

For worry-free travel, fearless shopping, and stress-free spending. The credit card provides comprehensive travel insurance coverage for you and your family, as well as 365 calendar days of purchase protection. Take advantage of a credit limit of up to €10,000 with no interest for up to 45 days.

Order

Cosmic Mastercard Gold contactless credit card

It is a card for your purchases and travels on our planet, and maybe in the future, across the universe. You can get a credit limit of up to EUR 10,000. You can use your card to pay online, book airline tickets or hotel rooms.

Order
More

A person is holding a MasterCard Gold card to the card reader

Mastercard Gold contactless credit card

The best card for travelling. You can get a credit limit of up to EUR 10,000. You can use your card to pay online, book airline tickets or hotel rooms.

Order
More

Mastercard Standard contactless credit card

This Mastercard Standard card offers a flexible credit limit ranging from €390 to €10,000 for your everyday needs, unexpected expenses, and convenient payments.

Order
More

Žalgiris Mastercard Gold contactless credit card

An exclusive, fan-inspired card design for those who want to feel closer to the team. Enjoy “Žalgiris Insider” benefits, travel and purchase insurance, the possibility to obtain a credit limit of up to EUR 10,000, up to 45 days for credit repayment, and the ability to withdraw up to EUR 2,000 per month free of charge.

Order
More

What are
contactless payments?

Contactless payment cards offer an even faster way to pay for purchases. If the payment amount is less than EUR 50, you will not need to enter the PIN code. One beep and you are done!

A young man lies on a gray sofa, resting on a yellow pillow, writing in a notebook, smiling

Already an Artea Bank client?

Log in to internet bank and conveniently order a new payment card or renew your existing one – quickly, securely, whenever you prefer.

New client?

No matter where you are, becoming an Artea Bank client is simple! Become a customer and order an Artea Bank payment card.

Become a client

Useful information

Operation limits

Standard daily transaction limits*:
Cash withdrawals or paymentsat Artea Bank customer service branches	unlimited
Cash depositsat Artea Bank ATMs and UAB Perlas Finance terminals	unlimited
Cash withdrawalsat Artea Bank ATMs, UAB Perlas Finance terminals, and other banks’ ATM networks
Amount	EUR 1 000
Number of transactions	5
Payment for goods or services
Suma	EUR 4 000
Number of transactions	unlimited

* Clients can change transaction limits in the Internet Bank or by submitting a request to the nearest customer service unit of Artea Bank AB.

Cash withdrawals			Cash deposits
	At Medus ATMs	In Perlas Finance UAB terminals	At Medus ATMs	In Perlas Finance UAB terminals
Minimum amount per transaction	EUR 5	EUR 5	EUR 5	EUR 5
Maximum amount per transaction**	EUR 700	EUR 500	200 banknotes (EUR 14,480)	EUR 500

** If you need a larger amount, repeat the transaction, but the total amount of transactions cannot exceed the daily limit set for the payment card.

Payment card security

Prevention of illegal settlements in a foreign country

What should I do if I lost my payment card?

If you lose your payment card, you can block it by:

using internet bank;
24-hour telephone call +370 610 44447 24 hours round. An application regarding the confirmation of blocking of the lost card should be submitted to any outlet of Artea Bank within 7 business days.

The card is blocked for free.

How to use a payment card safely?

Sign in the space provided immediately after receiving a new payment card.
Keep a watch on your payment card like any other personal identification document or cash.
Do not show or disclose the details of your payment card on the phone or Internet to individuals whose reliability is doubtful.
Use combinations unknown and unpredictable to other people for your passwords which are necessary when providing information on the phone.
Make sure that the payment card has been returned to you after each payment.
Check the monthly statements of your payment card on a regular basis.
Should you notice any suspicious operations, inform the bank immediately.
Never disclose your payment card’s PIN code to anybody; do not write down your PIN code where other persons can see it. Destroy the envelope after memorising your PIN code.
Check a payment amount before signing on the payment receipt or entering your PIN code.
In case the payment card went missing or you suspect that other people might know your PIN code or took control over your card, immediately notify the bank thereof and block your payment card.

Relevant services:

Secure on-line payment is an international Mastercard® SecureCode™, kuri padeda apsaugoti kortelę nuo neteisėto panaudojimo atsiskaitymams internetu. security instrument that helps protect your card from unauthorized use for on-line payments. The service can be ordered on internet bank or mobile app.
Security programme serves for additional card protection and compensation of the client's losses if the client lost his payment card or the card was stolen from from him and / or illegally used. The Security programme shall apply to a particular card which the Security programme has been ordered to.

Credits in payment cards

Standing credit card limit is granted for the period of card validity under contractual provisions, covering the used credit limit by the last day of the credit limit validity.

Interest-free credit card limit is granted for the period of card validity under contractual provisions. MasterCard^® Gold cardholders will use the credit limit for free for 45 calendar days from the actual credit use day.

To get a payment card with a credit limit, please fill out the application for personal card receipt, credit limit receipt/increase/decrease in any branch of the Artea Bank or through internet bank.

What to do upon receipt of the payment card by post?

If your card has been sent to you by post, do two main steps before using it – activate the received card and memorise the PIN code:

The card must be activated within three months as of its ordering date. Log in to your Internet Bank, select “Cards” from the “Accounts and Cards” menu and then click “Activate”. That is when we show you the PIN code;
We will show you the PIN code only once, so be ready to memorise it. If you do not remember the code, we will not be able to show it again and you will have to re-order the card.

Please note that standard limits are set for card transactions: you can see them upon clicking on the following link: Payment card fees – Artea Bank.

You can reduce or increase transaction limits quickly and free of charge in the Internet Bank, in the app, by submitting a request at the nearest customer service point of Artea Bank or calling +370 610 44447.

We recommend setting limits for card transactions according to your real needs – similar to the usual amount of expenditure over the same period and planned purchases.

Transaction limits in line with payment habits can help you protect your money from scam, they complement other preventive measures taken by the bank.

More information on safe use of payment cards and other banking services can be found at Payment cards for private customers “Payment card security”, How to avoid scam.