Online Payments

To ensure the security of your cards online payments, we have implemented an international security tool which helps to protect you from unauthorised use of your cards.

Online Payments

Before accepting payment for goods or services, the e-shops marked with the Mastercard Identity Check™ sign will require you to enter a SecureCode password which is known to you only and One-Time Password (OTP) sent to you via SMS.

To enable online payments for your cards via internet bank or mobile app select CardsSettingsOnline payments, click on the Enroll button and follow the further instructions. Each card must be enabled separately.

If necessary, disable online payments by clicking on the Cancel button. 
If you do not enable online payments for your card, you cannot use it to make online purchases. When your card is renewed or replaced, online payments must be enabled again.

If you do not enable online payments for your card, you will not be able to use it to make online purchases. If you do not pay with the card in the on-line shops, you may not enable it with the online paymenst feature.

You can pay with a card at regular stores or service points, settle via internet bank or withdraw cash from ATMs, regardless of whether the online payments feature is enabled for the card or not.

The secure online shopping solution Mastercard Identity Check™ ensure that your payments are authorised twice when making online purchases.

  • Web stores that join the programme display the Mastercard Identity Check™ logo.
  • After you enter your card details, a purchase summary is displayed.
  • Next you will be asked to enter the One-Time Password (OTP) sent to you by the bank via an SMS.
  • If the OTP password is correct you will be asked to enter your SecureCode password which is known to you only.
  • If One-Time Password (OTP) and SecureCode are correct, your payment will be authorized.
  • If any of the passwords are incorrect,  you will receive an error notification about invalid credentials. Enter the passwords again to try and complete the operation.

  • If your mobile number changes, please let us know by logging in to the on-line banking site or mobile application (Cards Online payments).
  • The generated OTP sent via an SMS is valid for a limited time and can only be used for a single payment transaction. If the OTP is not entered within 3 minutes, click on the Resent OTP and we will send you a new one.
  • You can pay by card in a usual way to online stores not participating in Mastercard Identity Check™ security programmes.

If you do not receive an SMS, please let us know by logging in to the on-line banking site and sending us a message, calling by telephone +370 610 44447 or arriving at Artea Bank branch of your choice.

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