For example, if you borrow EUR 0, with a 0-month contract, the fixed annual interest rate is 0%, the monthly administration fee on the total amount of the credit is 0%, the arrangement fee is 0%, the total annual percentage rate of charge of the consumer credit is 0%, the total amount to be repaid is EUR 0, and the amount of the monthly instalment is EUR 0. You may also be offered alternative financing terms, depending on your creditworthiness and risk assessment.
How to get
a car loan?
Submit your details
Simply provide your personal information along with your preferred loan amount and term.
Sign the application
Confirm your identity electronically and receive a decision within 15 minutes.
Sign the agreement
Once approved, we’ll prepare your loan agreement, which you can sign conveniently online.
Wait for the transfer
After signing, the loan amount will be transferred directly to your bank account.
Get a car loan
At Artea, we understand your goals and respect your individual circumstances. Tailoring solutions to meet your needs is our priority.
Why Choose a Car Loan from
Artea Lizingas?
Simple and fast approval process
We keep things simple – only a minimal number of documents are required, and finalising the agreement takes just a few minutes.
Credit without leaving home
You can sign the contract quickly and securely online, wherever you are.
Excellent customer service
Benefit from one of the largest payment collection networks in the country, making it easy and convenient to make your monthly instalments.
Flexible payment terms
Choose the most convenient date of the month for your payments and enjoy predictable, fixed monthly instalments.
Get a car loan
We understand your goals and take your individual circumstances into account. Adapting to your needs is our commitment.
Eligibility requirements for
a car loan
To qualify for a car loan, you must: be employed continuously for at least 4 months; have no overdue debts to third parties; be a citizen of Lithuania or hold a permanent residence permit in Lithuania; be at least 18 years old.
Required documents
for download
You can download and complete the necessary forms below.
Frequently Asked Questions
- If the agreement is signed on a business day before 13:30: funds will be transferred on the same business day.
- If the agreement is signed on a business day after 13:30: funds will be available either the same day or by 15:00 the next business day.
- If the agreement is signed on a weekend or public holiday: on the next day by 15:00.
Please note that due to regulatory requirements and enhanced monitoring procedures, some transfers may take up to 2–5 business days, and in rare cases, even longer. These delays are beyond our control.
You can easily track your payment history in your self-service account.
You can check your remaining instalments by calling our customer service line at +370 610 44447, or you can view all relevant details directly in your self-service account.
Can’t decide?
We can help
Visit us
Register and visit your nearest bank branch.
Let’s talk
Toll-free customer service line, open Mon–Sun 8:00 am to 10:00 pm.