Service plan Žalgiris

Exclusively for holders of the special-design Žalgiris Mastercard Debit and Žalgiris Mastercard Gold cards. Created and tailored specifically for the Žalgiris Kaunas community, it offers everyday financial management that fits your needs, plus additional Žalgiris Insider privileges. Enjoy the game – we will take care of your day-to-day banking.

Order

Žalgiris Mastercard Gold
benefits

Purchase insurance
Travel insurance
Withdraw up to EUR 2,000 per month free of charge*
Up to 45 days with no interest charged on the credit**
Žalgiris Insider privileges: discounts, gifts, exclusive content

* Does not apply to currency exchange fees or fees charged by foreign ATMs.
** Annual interest rates on the credit limit: interest-free limit – 0% for up to 45 days, 17% from day 46; permanent limit – 14%.

Žalgiris Mastercard Debit
benefits

Withdraw up to EUR 2,000 per month free of charge*
30% discount on “Žalgiris Insider” Club membership

* Does not apply to currency exchange fees or fees charged by foreign ATMs.

Service plans
fees

Include in comparison

Typical rate Tradicinis Maksimalus Jaunimui Modernus Žalgiris Kosminis Main payment account

Service plans for private customers	Typical rate	Tradicinis service plan	Maksimalus service plan	Jaunimui service plan (up to and including 22 years)	Modernus service plan	Žalgiris service plan	Kosminis service plan	Main payment account
Monthly commission¹	-	EUR 1.70	EUR 3.20 with debit card EUR 4.50 with credit card	EUR 0	EUR 1.10	EUR 3.20 with debit card EUR 5.99 with credit card	EUR 6.99	EUR 1, for social support recipients – EUR 0.5²
Special monthly commission Lojaliems³, Senjorams	-	EUR 1,10	-	-	-	-	-	-
1. Account management⁴	EUR 1.00 per month	Includes all accounts in euro	Includes all accounts in euro	Includes all accounts in euro	Includes all accounts in euro	Includes all accounts in euro	Includes all accounts in euro	Includes all accounts in euro
2. SEPA credit transfers in euro online	EUR 0.23 within the bank EUR 0.41 to other banks	Free of charge	Free of charge	Free of charge	Free of charge	Free of charge	Free of charge	15 transfers per month free of charge
3. Online payment acceptance	EUR 0.23 within the bank EUR 0.41 to other banks	Free of charge	Free of charge	Free of charge	Free of charge	Free of charge	Free of charge	15 transfers per month free of charge
4. Issuance and administration of a debit card (Debit Mastercard)	Free of charge and EUR 1.00 per month.	1 card free of charge⁵	1 debit or credit card free of charge⁵	1 card free of charge⁵	1 card free of charge⁵	1 debit Žalgiris Debit Mastercard or credit Žalgiris Mastercard Gold card free of charge¹⁵		1 card free of charge⁵
5. Issuance and administration of a credit card (Mastercard Gold)⁶	EUR 4.00 and EUR 3.50 per month.	-	1 debit or credit card free of charge⁵	-	-		1 credit card with LoungeKey™ service free of charge⁶	-
6. Cash deposits at Medus network ATMs	Up to EUR 7 500 per month free of charge, if exceeded – 0.2% of the amount exceeding EUR 7 500	Typical rate	Typical rate	Typical rate	Typical rate	Typical rate	Unlimited⁷	Unlimited⁷
7. Cash deposit at UAB Perlas Finance terminals	EUR 0.40	Typical rate	Typical rate	Typical rate	Typical rate	Typical rate	Typical rate	Unlimited
8. Cash withdrawals⁸
8.1. In Medus network and Bankomatas.lt network ATMs	With a debit card “Debit Mastercard” 0.5% (min. EUR 0.50), with a credit card “Mastercard Gold“ 2% (min. EUR 3.00)	With Debit Mastercard EUR 750 (4 transactions) free of charge¹⁰	With a debit card “Debit Mastercard” or with a credit card "Mastercard Gold" (depending on the chosen plan) EUR 2 000 per month free of charge¹¹	With a debit card “Debit Mastercard” 200 EUR (3 transactions) free of charge¹²	Typical rate	With Žalgiris Debit Mastercard debit card or Žalgiris Mastercard Gold credit card EUR 2 000 free of charge¹¹	With a credit card "Mastercard Gold" EUR 3,000 per month free of charge¹³	With a debit card “Debit Mastercard” EUR 800 per month free of charge¹⁴
8.2. In ATMs of other Lithuanian and foreign banks⁹	2% (min. EUR 3.00)							Typical rate
8.3. In UAB Perlas Finance terminals	With a debit card “Debit Mastercard” EUR 0.60, with a credit card "Mastercard Gold" 2% (min. EUR 3.00)							Typical rate
9. Concluding an internet banking agreement	Free of charge	Free of charge	Free of charge	Free of charge	Free of charge	Free of charge	Free of charge	Free of charge

¹ If the commission is not paid for 12 months or more, the service plan will be suspended and the standard rates will apply.

² A monthly commission of EUR 0.50 shall apply to clients who have been granted cash social assistance to the needy population in accordance with the Law on Cash Social Assistance to the Needy Population of the Republic of Lithuania.

³ The Traditional service plan with the Loyalty discount can be subscribed to by clients who receive regular income (salary, pension, social benefits) to their accounts with the Bank. If a client using the Traditional service plan with the Loyalty discount does not receive regular income for three consecutive months, the Bank will unilaterally apply the Traditional service plan from the beginning of the next month.

⁴ Includes the opening and closing of the Bank Account.

⁵ Once the Payment Card has been unlinked from the service plan, it will be subject to the Payment Card Administration Fee.

⁶ A limited-quantity, exclusively designed Mastercard Gold payment card with the LoungeKey™ service. The LoungeKey™ service is provided free of charge 2 times per calendar year. If the set number of free visits is exceeded or if accompanying guests visit airport lounges, a one-time fee of 32 USD per person is applied for each visit. If, within 12 months from the date of setting up the Kosminis service plan, the customer uses the LoungeKey™ service and during this period decides to terminate the Kosminis service plan or close bank accounts, the customer must compensate the bank for the LoungeKey™ fees paid for the LoungeKey™ service provided to the customer.

⁷ If you wish to have an unlimited cash deposit limit, please contact any Artea Bankas customer service point or fill in a free form application in the Internet Bank.

⁸ Withdrawal limits only apply to the bank card linked to the service plan - other cards held by the customer are charged at typical fees.

⁹ In some Lithuanian or foreign ATMs, an ATM fee (independent of the Bank) may be applied for cash withdrawals. You will see a message about it on the ATM screen. If the ATM fee is unacceptable to you, we recommend that you try ATMs of other networks.

¹⁰ For cash withdrawals more than 4 times a month or in excess of EUR 750 per month, there is a commission of 2% (min. EUR 3) on the fifth cash withdrawal or in excess of EUR 750.

¹¹ Cash withdrawals of more than EUR 2 000 per month are subject to a 2% min. A commission of EUR 3 on more than EUR 2 000.

¹² Cash withdrawals of more than 3 times per month or more than EUR 200 per month are subject to a 2% min. EUR 3 commission per 4 cash withdrawals or more than EUR 200.

¹³ Cash withdrawals of more than EUR 3 000 per month are subject to a 2% min. A commission of EUR 3 is charged on the amount over EUR 3 000.

¹⁴ Cash withdrawals of more than EUR 800 per month are subject to a 0.5% min. EUR 0.50 commission on amounts over EUR 800.

¹⁵Žalgiris Mastercard Debit and Žalgiris Mastercard Gold payment cards can be issued to persons aged 18 and over.

All service plans are subject to Conditions of Use of Service Plans.