Benefits of
home insurance
Additional benefit – third-party liability insurance
It will help you avoid financial losses if you accidentally cause damage to another person or their property while managing your home.
Comprehensive insurance coverage
Get a personalised offer with the insurance coverage you need most.
Prompt compensation for damages
Every second claim is settled in less than 5 days.
Automatic renewal
To ensure you are always covered, you can choose automatic contract renewal.
What can be included in
home insurance?
Building insurance
These are immovable parts of buildings (e.g., walls, floors, doors, electrical equipment) and stationary structures adjacent to the dwelling (e.g., storage shed, parking space, auxiliary buildings, fence).
Household property
This refers to your movable property (e.g., free-standing or built-in furniture, carpets, video and audio equipment, household appliances, bicycles, baby carriages, etc.).
Third-party liability insurance
Your liability if you accidentally cause damage to third parties or their property due to defects in your property or unexpected events (e.g., flooding your neighbour’s apartment).
Personal liability insurance
Your liability if you or your family members cause damage to the health, life and/or property of third parties, for example, if you injure another person while skiing or your child breaks a window while playing outside.
Emergency assistance at home
You can also purchase a service that will come in handy in case of an incident at home, such as getting locked out of your home, a broken window, a clogged drain, etc. You will receive assistance at any time of the day.
What to do in case
of an incident?
- First and foremost, ensure people’s safety. Take all possible measures to mitigate the consequences: if necessary, provide first aid, ensure that the fire does not spread, etc.
- Immediately notify the appropriate authorities (e.g., the police in the event of a traffic accident or theft, the fire department in the event of a fire, etc.).
- Report the event via the Lietuvos Draudimas smart mobile application or your self-service account at https://www.savasld.lt/ on the website of Lietuvos Draudimas AB.
Related links
We understand your goals and appreciate your individual circumstances. Adapting to your needs is our mission. Yours is to build your future with confidence.
Where to apply
for insurance?
Log in to the self-service portal
Log in to the Lietuvos Draudimas self-service system.
Let’s talk
Free customer service line, open Monday to Sunday from 8:00 a.m. to 8:00 p.m.
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