Heavy Vehicles Leasing for private

Main Financing Conditions

Term	Up to 7 years for new equipment, up to 5 years for used equipment
Amount	Up to 90 percent the cost of the property being acquired
Repayment	Repayment is adjusted to the frequency of farm incomes
Collateral	No Collateral Required (Acquired property is pledged)

If you have some unanswered questions about financing, fill in LEASING REQUEST form or come to Artea Bank branch.

Using the leasing calculator, select an acceptable monthly payment amount:

Vehicle price (Eur)

First deposit (Eur)

Time length (Month.)

Your monthly payment (EUR)

0 EUR / Month

Fill out the form

Attention! Borrowing money costs money.

The calculator results are preliminary. The exact financing terms are determined individually and depend on the assessment of the customer's creditworthiness.

Representative example of the total cost of car leasing

If you acquire a car with a value of EUR 25,000.00 through leasing and pay an initial contribution of EUR 2,500.00 from your own funds directly to the vehicle seller, the total consumer credit amount would be EUR 22,500.00, and the total amount payable by the consumer would be EUR 28,158.23. This amount is calculated including the leasing interest payable over the loan term (EUR 2,908.23), the administration fee (EUR 250.00), and assuming a lease term of 5 years, currency in euros, and a variable interest rate of 4.89% (2.49% margin plus 6-month EURIBOR).

The annual percentage rate of charge (APR) would be 5.49%, and the monthly instalment would be EUR 423.47.

The vehicle must be insured with compulsory motor third-party liability insurance and CASCO insurance at the consumer’s expense. CASCO insurance must be taken out with an insurance company acceptable to Artea (insurance costs are not included in the APR calculation).

We recommend carefully assessing your personal and/or family financial capabilities before taking on financial obligations. Failure to properly meet financial obligations may negatively affect your credit history and make borrowing more expensive. Artea will assess your creditworthiness and may make a negative decision regarding the granting of financing.