Have you considered that saving can not only help you accumulate funds but also generate returns? By combining insurance coverage with long-term investment opportunities, you can ensure that your child will have a solid financial foundation for the future – whether for education, their first home, starting a business, or other needs. Additionally, financial support will be available when it is needed most, such as in the event of an injury, a critical illness, or other unforeseen circumstances.
Open up financial opportunities for your child by starting to save early.
Why start saving for your child’s future?
Accumulating capital
A portion of your contributions is invested, allowing you not only to save but also to earn potential returns*. The funds belong exclusively to you and are inheritable.
Flexibility
Adjust your contributions, choose additional insurance coverage, withdraw part of the accumulated capital, extend the contract term, or modify other policy terms to suit your needs.
Valid anywhere, anytime
The insurance is valid 24/7 worldwide.
Insurance coverage
By selecting insurance coverage, you will receive benefits in the event of an injury, critical illness, or death.
Convenient and reliable
Professional investment managers handle your investments according to your chosen investment strategy and risk tolerance. Contributions can also be made by other individuals, such as godparents or grandparents.
Tailored to your financial means
An investment life insurance policy for a child can be adapted to suit different family budgets and needs.
90% of newly signed investment life insurance policies for children include at least one additional insurance coverage option**.
Most popular additional insurance coverage choices for children under 18 and the percentage of parents selecting them**:
- injuries – 88 %;
- critical illnesses – 77 %;
- life insurance – 71 %;
- severe injuries – 67 %.
** (Based on 2024 statistical data from „Artea Life Insurance“, UAB.)
Investment strategies
How do we invest?
Our goal is to unlock the potential of capital markets for our clients and help them accumulate the highest possible financial returns, in line with each strategy’s predefined objectives and risk parameters. To achieve this, we follow investment principles that we call INDEX PLUS.
Interested?
To sign an insurance contract or receive more detailed information, fill out the contact form, and we will get in touch with you.
Investment Life Insurance Rules No. IG23-01
(version effective from 2023-12-01)
Rules for discontinued products can be found here.
For individuals wishing to conclude a contract under Investment Life Insurance Rules No. IG23-01:
An insurance contract is concluded for a long period, during which many circumstances may change. Therefore, „Artea Life Insurance“ ensures the flexibility to amend the terms of an existing insurance contract.
If you wish to change your insurance terms, we recommend contacting our customer service managers at +370 610 44447.
With the insurer’s approval, amendments will be made based on the policyholder’s request, and an annex to the insurance contract will be prepared. Please have a valid identity document with you during the consultation.
Depending on the specific request, „Artea Life Insurance“ reserves the right to request additional information or decline to fulfil the request.
You can choose the most convenient payment method for you:
- E-invoice – you will receive it directly in your bank account and can choose the payment method (automatic or manual transfer from your account). Fill in the Receive E-invoices, , sign it with a qualified electronic signature, and send it to [email protected],or contact your bank and submit the request in a branch or via your bank’s online banking system.
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Bank transfer using your bank’s online banking services or by visiting your bank branch.
Account No.:
When making a payment via bank transfer, please provide the following information:
Recipient name: Life Insurance UAB Artea Life Insurance
Company code: 110081788
Amount: Your premium amount
Payment purpose: Periodic premium or additional premium, along with the insurance policy number and/or request registration number.- For „Artea Life Insurance“ clients who concluded insurance contracts before 2023-11-30:
AB Artea bankas a/s acc. No. LT88 7180 3000 1046 7605
AB SEB bankas a/s acc. No. LT61 7044 0600 0039 0104
AB „Swedbank“ acc. No. LT81 7300 0100 3753 3136
Luminor Bank AB acc. No. LT65 4010 0424 0395 7681 - For „Artea Life Insurance“ clients who concluded insurance contracts from 2023-12-01 and former INVL Life clients whose contracts were transferred to SB Draudimas:
AB Artea bankas acc. No. LT23 7180 3000 2346 7842
AB „Swedbank“ acc. No. LT63 7300 0100 0018 8848
AB SEB bankas acc. No. LT93 7044 0600 0149 9596
Luminor Bank AB acc. No. LT09 4010 0510 0359 3211
- For „Artea Life Insurance“ clients who concluded insurance contracts before 2023-11-30:
Important to know
All provided information is for promotional purposes and should not be interpreted as a recommendation, offer, or invitation to enter into an investment life insurance contract.
*Investing involves investment risk. Past investment returns do not guarantee future performance, and the value of investment units may fluctuate, increasing or decreasing. The policyholder bears the investment-related risk. The policyholder is responsible for continuously monitoring their investments. If tolerance of the policyholder's investment risk changes during the term of the insurance contract, they should consider reviewing their investment strategy and/or seeking consultation from the insurer.
The investment life insurance contract, concluded in accordance with Investment Life Insurance Terms No. IG23-01, is subject to: a premium fee deducted from the paid insurance contributions; ii) a contract administration fee; iii) an investment strategy fee. If life insurance and additional coverage options are selected, applicable risk coverage fees will be charged based on the sum insured, the insured person's age, and the level of insurance risk. Fees, their descriptions, and amounts are specified in the applicable Price List, investment strategy terms, or other documents providing information on the investment strategy.
Before making a decision to enter into an investment life insurance contract, we recommend carefully reviewing the Investment Life Insurance Terms No. IG23-01 (paying particular attention to covered and non-covered events), investment strategy terms or other relevant documents, the applicable Price List, and any additional information prepared by the insurer regarding contract terms and associated risks.