Irrevocable Term Deposit

(Former Term Deposit Plus). Your business capital can also be working. The easiest way for money to make more money is an irrevocable term deposit. Interest on this type of deposit is usually higher than on other term deposits.

Irrevocable Term Deposit

Why choose an irrevocable
term deposit?

Higher interest rates

This type of deposit usually offers higher interest rates than other term deposits.

Additional interest

If you make a deposit in the internet bank for one year or more, you get even higher interest – in this case additional interest of 0.05% applies*.

Your saving period is your choice

Choose a saving period best for you – from 6 months to 5 years.

Interest payment methods that meet your needs

Choose the way you want to receive interest:

  • each month;
  • each year;
  • at the end of the deposit term.


*During promotions and special offers, additional interest may not apply.

Any questions?

We are closer to you – submit a query and we will contact you and be happy to provide additional information and answer any questions you may have.

Interest rates

Valid since 2026-07-02

Term Yearly interest, percent
EUR USD GBP
from 6 months 1.95 0.10 0.10
from 7 months  1.95 0.10 0.10
from 8 months  1.95 0.10 0.10
from 9 months  1.95 0.20 0.20
from 10 months 1.95 0.20 0.20
from 11 months 1.95 0.20 0.20
from 1 year 2.15 0.40 0.40
from 18 months 2.15 0.40 0.40
from 2 years 2.15 0.50 0.50
from 3 years 2.15 0.50 0.50
from 4 years 2.15 0.50 0.50
5 years 2.15 0.50 0.50

Irrevocable term
deposit calculator

Currency
Initial amount
Term (in months)
You will receive interest
To conclude an agreement

This calculator is for informational purposes only. When concluding the contract, the interest rates in force at that time will be applied. Interest on deposits shall be calculated according to the formula: deposit amount x interest rate / 100 / actual number of days in the year (365 or 366) x 30 (if interest is due for a part of a month, instead of 30, the actual number of days in the month is used). The interest amount for the whole deposit period is equal to the sum of interest for all the months of the period.

Deposit type: irrevocable term deposit.

Minimum deposit amount: EUR 100 (USD 100, GBP 100).
Flexible contract term: from 6 to 60 months.
Additional interest of 0.05% applies for term deposits made in the Internet Bank with a duration of 1 year or more.

Main information

You can make a deposit in EUR, USD, and GBP.

The minimum deposit amount is 100 of EUR, USD or GBP. There is no cap on the deposit amount.

Deposit contract term: from 6 to 60 months (from 180 to 1,827 days).

Automatic extension of the deposit term is not possible at the time of conclusion of the contract. In order to extend the deposit, please apply 60 or less days until the deposit maturity in the Internet Bank or in our bank units. Your deposit can be extended only for the same period and the same amount. In this way, the deposit is extended each time before it matures.

Main conditions of the irrevocable term deposit and differences from other deposits:

  • the irrevocable term deposit is released only at the end of the deposit term. Partial withdrawal or early termination of the deposit contract is not possible for legal entities and the list of special circumstances does not apply to them;
  • automatic extension of the deposit term is not possible at the time of conclusion of the contract. The term of the irrevocable term deposit may be extended only 60 or less days remaining until the end of the deposit term. The deposit can be extended for the same period and the same amount. In this way, the deposit is extended each time before it matures.

This term deposit is irrevocable. Corporate customers cannot terminate a deposit contract early referring to the list of special circumstances.

Deposits kept in AB Artea bankas are insured with public institution Deposit and Investment Insurance (VšĮ Indėlių ir investicijų draudimas) in accordance with the Law of the Republic of Lithuania on Insurance of Deposits and Liabilities to Investors.

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