• easily use the funds for company's needs and control them;
• receive a revolving or permanent credit limit in the payment card account - up to EUR 3000 can be granted during the card usage period;
• to change a number of transactions per day at your own discretion, which is very useful if you prefer to limit the amount that could be withdrawn in cash from ATMs or paid while settling for good with a payment card;
• pay for goods and services in all places marked with Mastercard brand in Lithuania and abroad;
• pay on the Internet, book a flight, hotel room or make a car reservation;
• place cash into a card account through ATMS of Artea Bank network that accept cash or through terminals of Perlas Finance UAB;
• withdraw cash from ATMS of Artea Bank network, from any other bank's ATM in Lithuania or abroad  or other ATMs in Lithuania and abroad or through terminals of Perlas Finance UAB;
• change your payment card PIN code to another code through ATMS of Artea Bank network.
• cancel payment card chip blocking (if it was blocked because of a wrong PIN code enter into a chip card reader) through ATMS of Artea Bank network.

1. The travel insurance shall apply to the card holder and two co-workers travelling together.
2. While on personal journey the insurance coverage shall apply to the Cardholder  and his family members: the spouse of or life partner, children (or adopted children, or children in foster care) under 19 years of age (under 24 years of age if in full-time education - the number of  family members is not limited.
3. Medical Expenses and Trip Cancellation Covers shall apply when the Insured is  up to and including 80 (eighty) years of age.
4. The number of journeys per year is not limited.
5. Insurance is valid not longer that for 90 calendar days per one journey of the insured person.
6. Travelling insurance is valid in all the countries except Lithuania and cardholder's country of residence (if he/she is not a resident of Lithuania).
7. Travel insurance shall apply if you have an active Mastercard Business card issued by the bank.
8. In the event of trip  or baggage delay, the insurance benefit shall be cover  real expenses  when delay exceed three hours.

If you receive in-patient curative  

1. If the emergency medical aid is provided to You in a hospital, please contact APRIL Lithuania Assistance UAB  by yourself or with the help of a doctor and inform about the event  before starting treatment.
2. Turn to those medical  institutions that belong to the public health care system.

How to report about an insured event?

Report about  the insured event immediately, however not later than within 15 calendar days after You return to your permanent place of residence:

OPS Lietuva Assistance, UAB

• Telephone: +370 52 790860
• E-mail: [email protected]
• http://ezalos.lt/