Financing solutions for agriculture

For a successful start and development of your agricultural business

BENEFITS	Long term — up to 15 years when purchasing agricultural land Suitable for acquiring real estate, agricultural machinery, equipment, and technologies
TERM	Up to 15 years (to purchase agricultural land) Up to 7 years (for other assets)
CREDIT AMOUNT	Up to 70% of the asset value (with additional collateral)
CREDIT REPAYMENT	The repayment schedule is prepared according to the seasonality of your activities.
COLLATERAL	The acquired or other property to be pledged Guarantees from the Agricultural Credit Guarantee Fund (UAB Žemės ūkio paskolų garantijų fondas) or other guarantees

To supplement and balance working capital or daily expenses.

BENEFITS	Longer term and larger amount compared to standard credit lines Repaid from received direct payments No additional collateral required
TERM	Up to 3 years
CREDIT AMOUNT	Up to 90% of the direct payments received in the previous year
CREDIT REPAYMENT	Repaid from the received direct pay-outs
COLLATERAL	Pledge of direct payments and funds held in Artea Bank accounts

For balancing working capital.

BENEFITS	An individual financing solution is selected based on your needs
TERM	Up to 2,5 years
CREDIT AMOUNT	Determined individual
CREDIT REPAYMENT	The repayment schedule is prepared according to the seasonality of your activities
COLLATERAL	May be pledged: real estate; movable property (machinery, biological assets, livestock, etc.) Agricultural Credit Guarantee Fund (UAB Žemės ūkio paskolų garantijų fondas) or other guarantees

For new and used agricultural machinery.

BENEFITS	No additional collateral required No restrictions on the age of the acquired asset Insurance premiums can be included in the leasing schedule
TERM	Up to 7 years
CREDIT AMOUNT	Up to 90% of the purchase price of the acquired asset
CREDIT REPAYMENT	Payments are adjusted to the periodicity of the farm’s income
COLLATERAL	The acquired asset

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