Growing in a more responsible way

Growing in a more responsible way

We seek to act responsibly and ethically at all levels of the organisation and address data security and privacy issues by engaging, educating and empowering employees, partners and clients. So that we can grow more responsibly, our ESG strategy identifies two priority areas – responsible business and transparency, and reliable services.

Responsible business and transparency

Vision

To be a bank that is led by responsible and ethical governance principles on all levels of operation.

Objectives

Improving compliance and risk management culture and practices  Encouraging fully responsible behaviour by employees  Developing responsible and sustainable lending practices 

Initiatives

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Operational risk management 

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Climate and environmental risk management

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Prevention of money laundering

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Code of Ethics

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Responsible practices training 

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Whistleblowing mechanisms

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Prevention of corruption and conflicts of interest

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Developing lending practices 

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Assessment of high-risk projects

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Loan restructuring

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ESG Risk Assessment Initiative Plan

Responsible consumption and production
Climate action

Reliable services

Vision

To be a bank that solves data security and customer privacy questions by engaging, educating and empowering employees, partners and clients.

Objectives

Strengthening IT system and data infrastructure stability and reliability Empowering teams and developing security-related competences  Educating clients on digital security issues

Initiatives

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IT infrastructure and systems development

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Implementation of cyber security measures

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Business continuity plan

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Changes in organisational structure

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Staff competence development

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Process improvement

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IT Incident Management Procedure

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Content projects and the provision of information to clients 

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Educational campaigns 

Industry, innovation and infrastructure