Consumer Credit Calculator
Use the consumer credit calculator – select the desired loan amount and term, and you will immediately see the preliminary monthly payment, the total amount payable, and the main terms and conditions. This is a convenient first step when applying for a consumer credit.
For example, if you borrow EUR 0, with a 0-month contract, the fixed annual interest rate is 0%, the monthly administration fee on the total amount of the credit is 0%, the arrangement fee is 0%, the total annual percentage rate of charge of the consumer credit is 0%, the total amount to be repaid is EUR 0, and the amount of the monthly instalment is EUR 0. You may also be offered alternative financing terms, depending on your creditworthiness and risk assessment.
Frequently Asked Questions
A consumer loan is a suitable option when you need financing for personal purposes unrelated to business or professional activities – for example, home renovation, car purchase, travel, education financing, healthcare expenses, etc.
This is a one-time fee charged upon concluding a consumer loan agreement. This fee covers expenses related to reviewing your application, verifying your data, and preparing the agreement.
This is a recurring monthly fee that covers the costs of collecting your consumer loan repayments, allocating these repayments, and monitoring the agreement.
This is a percentage-based charge that remains unchanged throughout the loan term for the use of funds lent to you by the bank or any other credit provider.
This is the possible increase in the cost of your loan, expressed as a percentage. In the annual percentage rate of charge, every credit provider must include all costs related to the increase in the cost of the loan that are known in advance: interest, administration fees, agreement conclusion fees, and other charges.
The calculation of monthly consumer loan repayments depends on the amount borrowed, the interest rate stipulated in the agreement, and the repayment period. For your convenience, you pay equal instalments throughout the agreement term. The longer the loan term, the lower your monthly repayment; however, the total amount you repay will be higher. You can determine the exact repayment amount using the consumer loan calculator – it will display the preliminary sum you would pay each month.